Insurance Office of America (IOA)
Category: Finance, Insurance & Advisory
Insurance Office of America (IOA) is a full-service independent insurance agency founded in 1988 by John and Valli Ritenour, headquartered in Longwood, Florida. Its self-storage specialty works with leading carriers to place coverage for owners, operators and management companies, including property, liability, cyber and tenant protection programs. IOA describes its self-storage program as serving all 50 states.
Who Insurance Office of America (IOA) serves
- Self-storage owners, operators and management companies
- Multi-property portfolios needing blanket programs
- Buyers and developers, including ground-up construction
- Coastal and hard-to-place properties
What Insurance Office of America (IOA) does
Facility insurance
Commercial property, general liability, customer goods liability and wrongful sale liability.
Tenant protection program
Facility-set limits and pricing, insured by Chubb with a zero-deductible claims settlement, per IOA.
Mobile and outdoor storage
Tenant protection for mobile storage in transit and on site, plus an outdoor storage program.
Builders risk
Course-of-construction coverage for new development.
Truck rental insurance
Auto liability, comprehensive and collision for facility truck rentals.
Cyber and catastrophe risk
Help managing cyberattack and natural disaster exposures.
Program support
Point-of-sale marketing materials, training and implementation for tenant protection.
Frequently asked questions about Insurance Office of America (IOA)
Do they insure tenants' belongings directly?
No. IOA insures facilities; tenants are protected through the facility's tenant protection plan.
Can they take over an existing tenant protection program?
IOA says its Chubb policy can insure almost any existing program with no program changes.
Visit the official Insurance Office of America (IOA) website